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Payday Loan Basics

We’ve all been there at one time or another – in need of some extra cash – and preferably FAST.

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Sometimes the bills keep piling up and your payday is just too far away. At other times, an emergency situation can arise unexpectedly and you need extra money to take care of it. Where can you turn to find the money quickly? Large numbers of Americans turn to Payday Loans for the answer. However, caution is advised. Both the Federal Trade Commission (FTC) and the Consumer Federation of America (CFA) are extremely skeptical about the increasing use of Payday Loans. When used correctly, Payday Loans may be an acceptable option. However, when used unwisely, Payday Loans can be a financial trap for some.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.


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