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Payday Loan Interest Rate Calculator

Below is a sample table that will allow you to quickly calculate the APR of your Payday Loan, as it corresponds to your finance fee.

Term (in days)

Loan Amount

$200

$300

$400

$500

Fee

APR

Fee

APR

Fee

APR

Fee

APR

7

$50

1303.57%

$75

1303.57%

$100

1303.57%

$125

1303.57%

8

$50

1140.62%

$75

1140.62%

$100

1140.62%

$125

1140.62%

9

$50

1013.88%

$75

1013.88%

$100

1013.88%

$125

1013.88%

10

$50

912.50%

$75

912.50%

$100

912.50%

$125

912.50%

11

$50

829.54%

$75

829.54%

$100

829.54%

$125

829.54%

12

$50

760.42%

$75

760.42%

$100

760.42%

$125

760.42%

13

$50

701.92%

$75

701.92%

$100

701.92%

$125

701.92%

14

$50

651.78%

$75

651.78%

$100

651.78%

$125

651.78%

15

$50

608.33%

$75

608.33%

$100

608.33%

$125

608.33%

16

$50

570.31%

$75

570.31%

$100

570.31%

$125

570.31%

17

$50

536.76%

$75

536.76%

$100

536.76%

$125

536.76%

18

$50

506.94%

$75

506.94%

$100

506.94%

$125

506.94%

19

$50

480.26%

$75

480.26%

$100

480.26%

$125

480.26%

20

$50

456.25%

$75

456.25%

$100

456.25%

$125

456.25%

21

$50

434.52%

$75

434.52%

$100

434.52%

$125

434.52%

22

$50

414.77%

$75

414.77%

$100

414.77%

$125

414.77%

23

$50

396.74%

$75

396.74%

$100

396.74%

$125

396.74%

24

$50

380.21%

$75

380.21%

$100

380.21%

$125

380.21%

25

$50

365.00%

$75

365.00%

$100

365.00%

$125

365.00%

26

$50

350.96%

$75

350.96%

$100

350.96%

$125

350.96%

27

$50

337.96%

$75

337.96%

$100

337.96%

$125

337.96%

28

$50

325.89%

$75

325.89%

$100

325.89%

$125

325.89%

29

$50

314.65%

$75

314.65%

$100

314.65%

$125

314.65%

30

$50

304.17%

$75

304.17%

$100

304.17%

$125

304.17%

 

* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,500 on your first loan.