Despite our name, we do not only offer payday loans here at Payday Today. We offer our customers a variety of loan products in all states throughout the nation. If you live in West Virginia, or any other state that has made payday lending illegal, don’t despair. We offer a great deal of other loan programs that you may find suit your situation.
If you live in West Virginia, you will be highly interested in the alternative loan programs we offer at Payday Today. Some of our more popular programs are our credit cards, personal loans, debt consolidation, and credit counseling. Debt consolidation is a good long term solution for those who want to lump all their debt under one loan and one interest rate. Personal loans may be just the ticket for people who need a significant amount of cash to finance some unforeseen purchase. Our credit cards are available to customers with bad credit, and our credit counseling has proven effective for those who wish to change their financial habits.
Payday Lending is not legal in the state of West Virginia. However, payday lending is legal in West Virginia’s sister state, Virginia. It is quite easy for people to hop across the state border to obtain a payday loan. Between this situation and out-of-state internet companies offering West Virginians payday loans, officials are having a difficult time enforcing anti-payday lending laws. This situation is not specific to West Virginia; all states that have made payday lending illegal have this issue.
Like many other New England states, payday lending is not legal in West Virginia. Therefore, there aren’t any payday lending centers operating legally in West Virginia.
According to the United States Department of Labor:
The unemployment rate in West Virginia in January 2006 was 4.8. This means that 37,976 West Virginians were out of work at that time. In January 2005, the unemployment rate was 5.9. The unemployment rate has not risen above 9.4 in West Virginia over the past ten years.