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Kentucky Payday Loans and Lenders (KY)

Kentucky is fighting the same battle that many other states are fighting: do we keep payday loans legal, or abolish them? So far, payday loans are still legal and still flourishing in the state of Kentucky. If you are in an economic pinch and need a little extra money to make it to your next payday, you’ve come to the right place. Here at Payday Today, we offer quick and easy loans. The application takes mere minutes to complete, and the requested funds are waiting in your bank account the morning after you apply. We offer a variety of loans; one of them is bound to suit your needs. Go ahead. Fill out an application today.

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Alternatives for Kentucky Payday Lending

Although Payday Loans can be the right solution for many people, some people may find themselves in a situation where another financial solution is a better fit for their situation. If you want to explore options besides the credit cards, personal loans, debt consolidation, and credit counseling programs.

Kentucky Payday Lending Laws

Payday Lending is legal in Kentucky. If you choose to apply for a payday loan in the state of Kentucky, there are a few things that you should know about Kentucky’s lending laws. Your loan period can range from seven to thirty days, and the loan amount can be as much as $500. The interest you pay can be as much as $15 per $100 borrrowed. Therefore, if you got a $500 loan, you would pay an extra $75 in interest for that loan.

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Number of Kentucky Payday Lenders

Although it is difficult to keep track of payday lenders due to the exponential rate at which they are growing, there are at least 707 payday lenders working in the state of Kentucky.

Kentucky Unemployment Statistics

According to the United States Department of Labor:

The unemployment rate for Kentucky in January 2006 was 6.9. This was a slight increase from the previous January when the rate was 6.3. Over the past ten years, the unemployment rate has varied between 3.7 and 7.0.

In January 2006 there were 137,835 unemployed people in Kentucky.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.

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