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Connecticut Payday Loans and Lenders (CT)

At Payday Today, we specialize in getting our customers through the tough times. If you are strapped for cash and have weeks until your next payday, consider paying us a visit. We promise your experience will be quick, easy, and painless. Our application takes mere minutes to complete, your funds will be distributed to your account the next business day, and you will have peace of mind knowing that you can survive until your next payday.

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Connecticut Payday Loan Alternatives

At Payday Today, were offer a variety of other loan programs that can act in the place of a Payday Loan. We offer credit cards, personal loans, and debt consolidation, in addition to credit counseling classes.

Connecticut Payday Loan Lending Laws

Payday Loans are not legal in the state of Connecticut. Connecticut prevents Payday loan centers from entering the state in two ways: by requiring a license to deposit checks, and by minimizing the fee one can charge to cash a deferred check. To become licensed in Connecticut, applicants must submit basic contact information and pay a $250 fee. The commissioner will investigate the applicant and determine if he/she is of good character, and whether the business will provide the community with a valuable service. The commissioner will also make sure that the applicant will continuously have $10,000 in liquid assets for each business location he/she intend to open.

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Connecticut also has laws concerning the fees a lender may charge short term loans. If the loan is less than fifty dollars, the lender may charge one half of one percent of the total, plus a five-cent handling fee. If the loan is more than fifty dollars, the lender may charge a ten-cent handling fee. Like most other states, lenders in Connecticut must also post a sign at each place of business that details their schedule of fees.

Number of Payday Lenders in Connecticut

Since Payday lending is not permitted in Connecticut, there are no Payday lenders in the state.

Connecticut Employment Statistics

According to the United States Department of Labor: The unemployment rate in Connecticut as of January 2006 was 4.6. This figure is only a 0.3 rise from January 2005. Over the last ten years, the unemployment rate in Connecticut has wavered between 1.8 and 5.5.

As of January 2006, there were 82,862 unemployed people in Connecticut.

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* Payday Today is not a payday lender or broker. We provide research and information about payday lenders and products, and are not necessarily affiliated with the companies featured on this site. Availability of products and services varies by state. Not all independent lenders will approve you for a loan or can provide you with up to $1,000 on your first loan.

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